Budgeting, beautifully simple.
BudjetBuddy splits your income into needs, wants and savings on the simple 50/30/20 rule, so you always know exactly where you stand.
Local-first · Private by design · Coming soon to Android & iOS
Clear, focused tools built around one simple rule, for anyone who wants to spend with intention and save without spreadsheets.
Your income auto-splits into needs, wants and savings, with a live health score that tells you at a glance whether you're on track.
Your budget lives on your device, not our servers. Lock it behind a PIN or biometrics. We never sell your data, and it never leaves without your say.
Snap a receipt and AI fills in the amount, merchant, date and category, so logging an expense takes a second, not a form.
Line up bills, loans and cards for each payday, tick them off as you pay, and let it reset automatically every cycle.
Local-first, so it just works with no connection. Premium adds encrypted cloud backup across devices.
Keep every corner of your money in one calm place.
One number, updated as you spend, that tells you whether this month is on track before it gets away from you.
See it in action
Real screens, real numbers. This is what a month with BudjetBuddy looks like.

Income, buckets and trackers in one view

Trends, spending and your savings rate

Tick off bills; it resets every cycle
The 50/30/20 rule
Half your income covers needs, a third goes to the things you enjoy, and the rest builds your future. The simplest budgeting rule that works, and BudjetBuddy does the math for you. Prefer a different mix? Every split is fully adjustable.
No spreadsheets, no steep learning curve. Set it up once and check in whenever you spend.
Tell BudjetBuddy your monthly income and payday. It builds your 50/30/20 targets instantly, and you can fine-tune the split anytime.
Add expenses with a tap or scan a receipt. Each one lands in the right bucket, so your budget stays up to date.
Watch your health score, work your payday checklist, and see your savings grow. Adjust before the month gets away.
Free to start. No spreadsheets. Just clarity.