BudjetBuddy splits your income into needs, wants and savings — so you always know where you stand. Track spending, plan every payday, and keep your budget clear. Offline, private, and yours.
Simple, clear tools built around the 50/30/20 rule — for anyone who wants to spend with intention and save without spreadsheets.
Your income auto-splits into needs, wants and savings, with a live health score that tells you at a glance if you're on track.
Line up bills, loans and card payments for each payday, tick them off as you pay, and let it reset automatically every cycle.
Snap a receipt and AI fills in the amount, merchant, date and category — so logging an expense takes a second, not a form.
Loans, credit cards, investments, an emergency fund and recurring reminders — all your money in one calm place.
Local-first by design: your budget lives on your device and works with no connection. Premium adds encrypted cloud backup.
Lock the app behind a PIN or biometrics. Your financial data is yours — we don't sell it, and it never leaves without your say.
No spreadsheets, no steep learning curve. Set it up once and check in whenever you spend.
Tell BudjetBuddy your monthly income and payday. It builds your 50/30/20 targets instantly — and you can fine-tune the split anytime.
Add expenses with a tap or scan a receipt. Each one lands in the right bucket, so your needs, wants and savings stay up to date.
See your health score, work your payday checklist, and watch your savings grow. Adjust before the month gets away from you.
Half your income covers needs, a third goes to the things you enjoy, and the rest builds your future. It's the simplest budgeting rule that works — and BudjetBuddy does the maths for you.
Free to start. No spreadsheets. Just clarity.